What is Mintos? – P2P Lending – A Safe 11.8% Return?

Recently, I came across a video titled ‘How I generate a 11.8% return with P2P lending on Mintos’. I’ve watched the video in it’s entirety and got curious about how all of it works.

To be honest, I had no idea what P2P lending (peer-to-peer lending) was, but an 11.8% return sounded very appealing – especially when you consider that today’s interest rates on term deposits are around 1%.

This means, factoring in inflation,
you are actually losing money.

There has got to be a better way to invest some of my money. Could peer-to-peer lending be the solution? Continue reading “What is Mintos? – P2P Lending – A Safe 11.8% Return?”

e-Residency Card Renewal / Expired Card – [STEP-BY-STEP TUTORIAL]

Today, I will show you how what to do if your e-Residency ID card is about to expire (or has expired already).

I have recently looked at mine and noticed that the expiration date is approaching quickly.

The official recommendation is that 2-3 months before expiration, you apply for a new e-Residency ID card.

e-Residency Card

If have have an Estonian company, renewing your e-Residency ID card qualifies as a business expense.

This means you can pay for the related fees (the state fee, and the costs of picking up the card at the embassy) with your company credit or debit card. Continue reading “e-Residency Card Renewal / Expired Card – [STEP-BY-STEP TUTORIAL]”

XOLO / LeapIN e-Residency Estonian Company – €100 Discount/Coupon Code ‘FORGEMASTERY’

If you have been following ForgeMastery for some time, you will have seen my reviews of the Estonian accounting service provider Xolo (formerly called LeapIN).

Xolo LeapIN Discount Coupon Code

I’ve been using them ever since I started my Estonian company and have done tutorials showing their dashboard, reviews about the service they provide and recent updates. Continue reading “XOLO / LeapIN e-Residency Estonian Company – €100 Discount/Coupon Code ‘FORGEMASTERY’”

e-Residency Estonian Company WITHOUT Bank Account – Here’s How …

It’s entirely possible to run an Estonian company/online business without owning a business bank account. I don’t recommend it, but it’s doable – in fact, very easily so.

If you are just starting out, you want to waste no time making money and accepting payments.

For such a situation – and particularly if your income isn’t more than $5,000 per month – the no bank account option is suited best.

A real bank account comes with deposit insurance, the ability to invest in ETFs and stocks … but if you’re just getting started, TransferWise and Revolut will do the trick. Continue reading “e-Residency Estonian Company WITHOUT Bank Account – Here’s How …”

Verify Text Message / Phone Number Online – FREE SERVICES DON’T WORK

If you want to maintain your privacy, or operate a location-independent online business where you travel a lot, then phone verification and dealing with confirmation codes can be a big hassle.

You want to sign up for Amazon AWS, or simply verify your WhatsApp – now you need a valid phone number to receive the text verification.

Google the search terms ‘receive SMS free online’ and you’ll find hundreds of sites that offer such a service for free. Continue reading “Verify Text Message / Phone Number Online – FREE SERVICES DON’T WORK”

e-Residency Estonia // Estonian Company TOOLBOX [5x Must Have!]

Setting up and operating an Estonian company is very inexpensive. There are no fixed costs other than renewing your e-Residency ID card every 2/5 years.

That being said, there are two things which you need in order to set up your Estonian company – plus, a few other tools that you would be silly not to use …

The two essentials (requirements) are the following:

  • Company E-Mail Address
  • Estonian Phone Number

During the process of setting up your Estonian company, you need a company email address and an Estonian phone number. Below, I’ll show you how to get both. Continue reading “e-Residency Estonia // Estonian Company TOOLBOX [5x Must Have!]”